3 things pet insurance covers that will surprise you!

Before adopting a dog or cat, it is important to consider the costs involved in keeping it. Not only do food and care incur monthly costs, but potential health problems can quickly add up to horrendous sums. In today's blog post, we explain how you can best prepare for this and which treatments pet insurance covers that might surprise you.


Not only emergencies can cause horrendous costs

If your dog or cat has had an accident and needs veterinary or even clinical care, high costs can quickly arise. Depending on the clinical picture, a stay in hospital for several days can cost up to 3,500 euros. Depending on the disease and its severity, the costs can even add up to a significantly higher sum. This does not include external laboratory tests and medicines, which are needed for professional wound care and follow-up treatment, for example.

As you can see, an unexpected visit to the vet can quickly become very expensive if you are not prepared.


3 Surprising benefits covered by many pet insurance policies

Did you know that pet insurance cover can go beyond everyday health issues and injuries? There are some surprising benefits that individual pet insurers cover. Often these benefits can be booked as add-ons or are included in more expensive packages.

Learn more about 3 benefits that pet insurance can cover if you choose the right plan:

  • Alternative Medicine
  • Dental treatments
  • Treatment of mental problems


Alternative medicine

Most people take out pet insurance for emergencies and accidents. Few dog and cat owners know that services such as acupuncture, chiropractic or hydrotherapy are also covered by some insurers or can be additionally insured.

Alternative therapies in particular are becoming an increasingly common part of the treatment of chronic diseases. Most pet insurers even cover the costs of alternative therapies with a separate tariff. But be careful, because the reimbursement of costs is often linked to certain clinical pictures. It is not uncommon for breed-specific diseases to be excluded from treatment.

Valuable applications of alternative medicine such as acupuncture can help to alleviate pain and other problems associated with musculoskeletal disorders, for example in the case of

  • Arthritis,
  • hip dysplasia or
  • other diseases that restrict an animal's freedom of movement,



Zahnbehandlungen und Zahnprophylaxe

The cost of routine teeth cleaning, dental prophylaxis and other urgent dental treatment can be covered under a special insurance policy for your pet. You may be thinking to yourself: Why is this important?

Well, unlike us humans, your pet's dental cleanings or treatments almost always have to be performed under anaesthesia. Which increases the price many times over.

For example, the cost of dental cleaning for a young and healthy dog can be up to 1,000 euros. For older dogs with more serious dental problems, the cost can be even higher. For cats, the cost of professional dental cleaning may be less, but still amount to several hundred euros.

Pet insurance can make sense from this point of view. Even better, however, is regular dental care with our emmi®-pet ultrasonic toothbrush for pets. This is the best way to prevent dental problems.



Treatment of mental health problems

Some pet insurance companies offer supplementary insurance for behavioural disorders. This means that the insurance pays for certain therapies or treatments recommended by the vet. This can include therapy sessions, but also prescription medication or special training to treat mental illnesses such as phobias and separation anxiety.

We recommend that you compare several pet insurance policies to find out which one suits you and your pet best and meets your needs.


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